4 ms·
Many do validate the address or at least postal code, however, although American Express doesn’t appear to in my experience. I assume it also depends on the iss
by vinay427 5y ago
Many do validate the address or at least postal code, however, although American Express doesn’t appear to in my experience. I assume it also depends on the issuer for Visa/Mastercard considering many have their own two-factor verification portal.
- rsync 5y agoNote - AMEX does verify cardholder name. In my original comment I am referring only to VISA/MC. They do not verify cardholder name. They do, however, verify other things related to address, etc.
- vinay427 5y agoEven for Visa/Mastercard, this seems to depend on the issuer to some extent. Issuing banks often handle two-factor fraud portals (Verified by Visa, etc.) differently, and these portals are increasingly common especially in much of Europe and other regions. As you noted, American Express typically seems to depend on the name but not the address.