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The US system doesn't typically have choice either except to get another employer... who probably has the same insurance company anyway. In addition to not bei
by cpuguy83 5y ago
The US system doesn't typically have choice either except to get another employer... who probably has the same insurance company anyway.
In addition to not being able to choose insurance company, we also have a limited selection of doctors who we can see, assuming you want your insurance company to cover it... and by "cover it" I don't mean the insurance company pays for the whole thing either, its still just a portion... and usually an inflated price because doctors tend to have 2 rates, one for people with insurance and one for individuals paying totally out of pocket without insurance where the out of pocket rate is typically slightly more than what you'd pay out of pocket with insurance but insurance gets a huge bill (which they are all too happy to send you a mailer on how much money they "saved" you).