Transparent?! You've no idea what price the recipient will get for crypto sent. I can hold foreign currency in my bank account (many banks allow this), so send

Transparent?! You've no idea what price the recipient will get for crypto sent. I can hold foreign currency in my bank account (many banks allow this), so sending money in exact amounts internationally is trivial. And £20 isn't opaque or expensive. Much easier than putting a coin order in and then sending that. Bypassing local law enforcement isn't a feature for me. These systems exist for reasons.