> So why blame the developers and not the government? Because responsibility comes with power. Developers are hugely wealthy and have incredible lobbying/bribi

> So why blame the developers and not the government? Because responsibility comes with power. Developers are hugely wealthy and have incredible lobbying/bribing power and they are happy to use it. They know very well that "lobbying" and creating housing bubbles is not a victimless crime and they do it anyways. Politicians still get blame for accepting bribes but they are not billionaires themselves and it's understandably not easy to push back.