Short to mid term inflation isn't that dangerous, sure ~5% loss isn't great but it's better then losing it all in the stock market. So I think being somewhat mo

Short to mid term inflation isn't that dangerous, sure ~5% loss isn't great but it's better then losing it all in the stock market. So I think being somewhat more liquid isn't the worst idea these days. For smallish amounts (30k) you can buy i-bonds that have a 7% return.