Kiva sends me emails weekly, asking me to relend my funds as they get paid back. So the email is not the problem. In fact, I get emails from them every few days

Kiva sends me emails weekly, asking me to relend my funds as they get paid back. So the email is not the problem. In fact, I get emails from them every few days. The thing that I wonder about Kiva is the "donate to Kiva" part. If you lend, and re-lend as money is paid back, and re-lend again, with the default "donate to Kiva" settings... eventually, after a couple of years, 100% of your money ends up in Kiva's hands and not a poor person. But that said, I never expected to withdraw my money back.