i personally feel that there's a good chance that the choices for people with 30+ years until retirement age are either retiring early, or not retiring at all.

i personally feel that there's a good chance that the choices for people with 30+ years until retirement age are either retiring early, or not retiring at all. i want to have retirement money, but also keep working. i want to be in a position where i would be able to retire if i was no longer able to continue working. if im not in that position, i might lose my current income trajectory, and never recover it, and then im stuck working for the rest of my life