As a consumer, do you need to participate in these transactions? I bought MS Office (non-subscription) and honestly Google Docs/Sheets (free tier) works for mo

As a consumer, do you need to participate in these transactions? I bought MS Office (non-subscription) and honestly Google Docs/Sheets (free tier) works for most of my needs. While Apple wants to push subscription apps, you don't need to subscribe to them. I don't. If the value is there, sure subscribe to them. Apple is pretty in your face with selling their services. I get nagware iCloud storage limit subscription notifications that I can't dismiss. They are pushing for Arcade, TV+, Music, etc. sign -ups in their OS settings. I haven't paid for them and don't intend to. Just because these paid subscriptions exist does not mean they are entitled to your money every month.