I would like to know who "the like" include because as far as I know it's just Plaid and maybe Intuit doing this. Until banks provide APIs directly to developer

I would like to know who "the like" include because as far as I know it's just Plaid and maybe Intuit doing this. Until banks provide APIs directly to developers this just gives Plaid a monopoly. All devs who want to make finance apps securely have to go through Plaid.