3 ms·
I've thought about taking several months between jobs. Having to deal with the health insurance aspect has always felt overly daunting however. Both from the
by jrib 5y ago
I've thought about taking several months between jobs. Having to deal with the health insurance aspect has always felt overly daunting however. Both from the financial aspect and even just the "how do I shop for this thing" perspective.
- Jach 5y agoHealth insurance isn't that bad. COBRA legislation allows you to keep your current company plan for 18 months, plus an 18 month extension if needed, with the catch that you start paying for it yourself. You'll get a letter about it with instructions. It can be rather expensive though, I recall mine being somewhere around $600/mo, so I opted to take a risk and go without for quite awhile. (Remembering the financial burden my mom got herself in when she was still alive -- she was unexpectedly laid off, and between jobs stopped having coverage, it was then that she fell and broke her arm.) Later I got a "cheapo" plan that's $280/mo this year, that's basically my hedge against similar really costly unexpected events, though having one would still be annoyingly expensive anyway since it has a high deductible. It's not hard to shop for them, basically search "[your state] health insurance" and look for the relevant portal that lets you compare and pick a plan. Here's Washington's: https://www.wahealthplanfinder.org/ https://www.wahealthplanfinder.org/