Are you asking how to get the money? Well if I was starting at age 20, then it would not happen in 2022 because I'd have little money. First I would live with

Are you asking how to get the money? Well if I was starting at age 20, then it would not happen in 2022 because I'd have little money. First I would live with my parents. Then I could maximize savings. Not an option for everyone. And not cool. But housing is very expensive relative to income in 2022. A 20 year old me wouldn't have any other realistic way of saving up the money to buy a house while I'm still in my early 20's. Second, I'd work as a software dev because those are my skills. And it tends to pay pretty decent. I'd wait till I had at least 20% down, plus a healthy safety buffer of money. I would estimate my monthly living costs to be sure it was sustainable with my current income. Then buy. Or if I was earning money at an incredible rate, I might wait and buy outright. Sure the money will be tied up in the house instead of an index fund. But I'd gain stability, a wide base where I cannot be knocked down. That is very appealing to me over maximizing gains.