> Do you really trust governments to handle the monetary system? I have no choice; my wages are paid in their currency, and they demand taxes in the same. So

> Do you really trust governments to handle the monetary system? I have no choice; my wages are paid in their currency, and they demand taxes in the same. So I take on very little additional risk in using their money for everyday things. Buying cryptocurrency, on the other hand, would expose me to a ton of new risks I'm not currently exposed to: to get remotely robbed with no recourse, that it should collapse in value by the time I would want to spend it. It would not alleviate the risk from government at all: I can try keeping it secret from them, not declare it (which is illegal, risky, and gives additional headaches at the point I would want to spend it). Or I could let them know, which would leave me just as exposed to their old shenanigans.