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At some point, the scammers have to kill the golden goose...credit ratings are only useful to the extent that they're trustworthy.
by mbg721 5y ago
At some point, the scammers have to kill the golden goose...credit ratings are only useful to the extent that they're trustworthy.
- edoceo 5y agoLots of innocents get harmed in that process. Would rather a different solution.
- mbg721 5y agoOh, totally in agreement with you there; consumer credit is toxic and dehumanizing to begin with. But I think the fraud potential is what will make it go away; smaller players will stop taking credit seriously, and government and megacorps will come up with something more invasive.