Sometimes vendors don’t offer credit cards because their own credit is not good and they can’t get a merchant account. Or if they can it’s with huge per-transac

Sometimes vendors don’t offer credit cards because their own credit is not good and they can’t get a merchant account. Or if they can it’s with huge per-transaction charges. This is particularly problematic when starting out and not having enough sales to get better rates Eventually when/if they grow they qualify. With the emergence of Venmo et al the chronically small vendor may never be motivated to get credit cards.