> You probably should have savings as well Absolutely. Personally I try to keep any savings and investments as a 1 way street. I treat it as an untouchable dep

> You probably should have savings as well Absolutely. Personally I try to keep any savings and investments as a 1 way street. I treat it as an untouchable deposit-only fund unless something really bad happens or I make an explicit decision to do something big with it (like retire or temporarily go off the grid for a few years). To me security is being able to live without taking out those funds during my working years but knowing they exist if I really need them.