My dad owns a business (one man shop) adjacent to the construction industry. He makes as much as I do, and I work for FANG with a PhD. My dad trained a family f

My dad owns a business (one man shop) adjacent to the construction industry. He makes as much as I do, and I work for FANG with a PhD. My dad trained a family friend to do the same thing in under a year. He now makes substantially more than I do. Nine extra years of school is a pretty substantial opportunity cost, debt or not.