I believe the goons are underpaid and make the bulk of their money through commissions (which also encourages their shitty - and potentially fraudulent & unlawf

I believe the goons are underpaid and make the bulk of their money through commissions (which also encourages their shitty - and potentially fraudulent & unlawful behavior), thus wasting a lot of their time without taking out a license in the end will make a loss for them.