I have a todo app that I wrote myself, every month I add things that I need to pay and other stuff that I need to do. I used to pay the bills all in advance, bu

I have a todo app that I wrote myself, every month I add things that I need to pay and other stuff that I need to do. I used to pay the bills all in advance, but here in Brazil leave money in some Fintech apps are giving quite the interest, so I hold on to the money until the day I have to pay the bill. The app has been very helpful so far...