In the US you can go directly to a bank to get a mortgage, but I'm not sure why one would want to since you can't comparison shop that way. Better to go to a b

In the US you can go directly to a bank to get a mortgage, but I'm not sure why one would want to since you can't comparison shop that way. Better to go to a broker who shops your loan among dozens of lenders to find the best terms. You typically end up with some entity you've never heard of (not a known bank), who will hold the loan for a month or two and then sell it off to someone else.