Yeah well I would have also made it a law for banks to support OAuth and hardware key 2FA, hand out 2 Yubikeys to every citizen and ban SMS, among other things.

Yeah well I would have also made it a law for banks to support OAuth and hardware key 2FA, hand out 2 Yubikeys to every citizen and ban SMS, among other things. Plaid is not useful if they need to ask for passwords.