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All banks I've using have strong 3D secure. One of the banks require biometrics approve with installed phone app. I have no issues directly use credit card on r
by AlfeG 5y ago
All banks I've using have strong 3D secure. One of the banks require biometrics approve with installed phone app. I have no issues directly use credit card on random merchant sites for years. Especially when most of them use one of the popular payment aggregators.
- ceejayoz 5y ago> All banks I've using have strong 3D secure. I've yet to see any bank in the US implement such a thing. Citi, Discover, American Express, Chase, and my local credit union all lack such a two-factor setup for charges.
- boring_twenties 5y agoBiometric approve sounds pretty cool, but I'm personally not going to install some untrusted proprietary app to find out.
- amne 5y agoyou have it backwards. 3d secure is not protection for you. it's for the merchant. it protects them against chargebacks. the merchants decides if it enables 3d secure or not, transaction by transaction. Most of them are using an external fraud risk assessment service. Accertify is such an example.