And this is the problem for PayPal. They seem to freeze accounts for arbitrary reasons, and way more frequently than banks. If you are a business, the ability

And this is the problem for PayPal. They seem to freeze accounts for arbitrary reasons, and way more frequently than banks. If you are a business, the ability to transfer money without getting all your funds locked up is important. I genuinely believe they are doing it for reasons other than fraud and money laundering.