In CA at least, there are rules about a regular salary going to the insured employee. That said: If you have a startup paying you regularly, I believe there a

In CA at least, there are rules about a regular salary going to the insured employee. That said: If you have a startup paying you regularly, I believe there are non-exclusionary laws preventing the insurance company from excluding employees which makes it a good avenue to pursue. I know folks that structured buyouts so that they would continued to be employed (and paid) by a shell company simply to maintain insurance.