2 ms·

Would it be worth it, or even possible, to find a few other families in similar situations and create a dummy corporation which "employs" all of your families?

Would it be worth it, or even possible, to find a few other families in similar situations and create a dummy corporation which "employs" all of your families? All of you could collectively pay for a share of the group premiums -- ironically, I think this is similar to how health insurance was originally intended to function.

jpdoctor 15y ago
In CA at least, there are rules about a regular salary going to the insured employee. That said: If you have a startup paying you regularly, I believe there are non-exclusionary laws preventing the insurance company from excluding employees which makes it a good avenue to pursue. I know folks that structured buyouts so that they would continued to be employed (and paid) by a shell company simply to maintain insurance.