My family rates assume one 10 year old child and spouses that are the same age. Could that be the problem? I tried to add disclaimers to that effect. Maybe I ne

My family rates assume one 10 year old child and spouses that are the same age. Could that be the problem? I tried to add disclaimers to that effect. Maybe I need to make them more prominent. Certainly the rates match up quite well during my testing.