not only the higher costs of education but my generation (millennial) learned that most degrees offered provide no real jobs that can contend with massive rise

not only the higher costs of education but my generation (millennial) learned that most degrees offered provide no real jobs that can contend with massive rise in cost for every significant thing that constitutes a decent life (housing, childcare etc...). Things look even bleaker for younger generations. The people who were born just in time to ride the swelling wave greatly benefited, if you were born when the wave is crashing down, unfortunately your life will be much much harder. We have this notion that everything we earn is based on merit but as i get older i see how much external context greatly influences the opportunities for merit as well as the outcomes.