Exactly. The fellow above is foolish to think that even $10k is manageable for people in entry level jobs. Even good coders have to strain to pay off $10k-20k.

Exactly. The fellow above is foolish to think that even $10k is manageable for people in entry level jobs. Even good coders have to strain to pay off $10k-20k. Plus, you're right that the interest rate is insane when banks are paying 1%.