> Owning your own home doesn't shield you from rent increases, because you're still paying rent, Yes it does shield you fron rent increases. Specifically becau

> Owning your own home doesn't shield you from rent increases, because you're still paying rent, Yes it does shield you fron rent increases. Specifically because by owning a home you have also purchased an income producing asset that perfectly hedges your rent increase. For every dollar that rent goes up and you have to pay more, you also get an additional dollar in income from that increased rent. Ie shielding you from the affect of any increase. It's the same thing as buying a stock, and then shorting that same stock (or buying a put). Yes the stock may go down, but for every bit it does, your other investment up down meaning you are now shielded from (or hedged against) any changes in stock price.