But the cost to the user is not considered, even in the real world. For example, transportation decisions are made in the airline industry, and they rarely cons

But the cost to the user is not considered, even in the real world. For example, transportation decisions are made in the airline industry, and they rarely consider how much this will financially impact the lives of passengers. The same pattern is replicated everywhere: companies work to maximize their profits, while their clients have to deal with possible financial losses.