Fwiw, most good password managers don’t necessarily let the business know your passwords, the passwords are encrypted before transport, and the business has no

Fwiw, most good password managers don’t necessarily let the business know your passwords, the passwords are encrypted before transport, and the business has no access to your data. All decryption can be client side only. You pay for storage and hosting of encrypted data, i.e., access from anywhere, and browser+mobile apps. This means losing the master password is dangerous, so some people still choose to allow a host-side override where the business has some access, in order to enable account recovery in the case of a lost password.