It also means you have to be careful about tabulating "yes I can get credit fine, I just don't want it (at that price)". Edit: And also, at the time, even peop

It also means you have to be careful about tabulating "yes I can get credit fine, I just don't want it (at that price)". Edit: And also, at the time, even people with bad credit were still getting those offers. And my credit history was really short at the time.