> Health insurance is not pro. At a big four I am paying ~$50/month for great health insurance, Most employers aren't passing through the whole premium. With m

> Health insurance is not pro. At a big four I am paying ~$50/month for great health insurance, Most employers aren't passing through the whole premium. With my current company, we're covering 85% of the premium for our employees, so they see some token amount out of their paychecks, but the actual premium is a lot bigger than $50/month. It's hard to beat HC insurance from a big employer. When you have to buy your own, it can work out as you usually can get a higher hourly rate than an employee by 25-30%. You also avoid double deductibles when your employer changes the plan changes mid-year. You also avoid COBRA if you quit or are fired.