I'm not trying to assess whose fault it is for something. I'm reasoning about where my personal repos should be, and the answer is "not on Github", for the sam

I'm not trying to assess whose fault it is for something. I'm reasoning about where my personal repos should be, and the answer is "not on Github", for the same reason that my email is not on Gmail: it's on someone else's server, they can close my account if they want, it happened before, might happen again. Just because some things happen rarely, that doesn't mean you should not be prepared, as an example we know that airliners very rarely suffer from fatal accidents but that's not a good reason for you not to fasten the seat belt during certain phases of flight.