Upwork is the merchant of record. Robin did, fraudalantly pay - to Upwork. Upwork took their cut, and paid out to the freelancer. Upwork discovers Robin's fr

Upwork is the merchant of record. Robin did, fraudalantly pay - to Upwork. Upwork took their cut, and paid out to the freelancer. Upwork discovers Robin's fraud. Guess what? This is why upwork gets a 30% cut. Upwork gets to deal with that.