As much as this may not be a good example as there are so many red flags. A lot of these disruption startups are taking a standard business and pretending they

As much as this may not be a good example as there are so many red flags. A lot of these disruption startups are taking a standard business and pretending they don't have to have the same risks and control processes in place that traditional business have had to pay for, as a participant. It reminds me of Paypal. When they first started, it was simple, not too expensive, but often ignored the consumer protection laws in the countries, and states, they operated in. Over time they have been forced to provide the same rights and implement the same regulation local market participants have to. In doing so they have had to raise price to the point where they are just another, now more expensive, player, with a good marketing name. The bad part is, if you got on the wrong side of them in the early days, you lost your money and rights. These subcontracting companies are the same. By avoiding rights and regulation they can provide cheaper service. They can't do this forever.