Shifting all liability to users ("the user has no one else to blame than themselves") is probably one of the most anti-consumer moves ever. Especially in the co

Shifting all liability to users ("the user has no one else to blame than themselves") is probably one of the most anti-consumer moves ever. Especially in the context of digital credentials that people do not know how to secure and for which good usable security mechanisms do not exist. Also, what happens in transactions where the seller does not deliver the right item? What if I buy a laptop off eBay, but I receive a box of rocks instead?