I don't think you can group Europe all as one. For example, in the UK credit cards give "section 75" protection which means it's often better to use a credit ca

I don't think you can group Europe all as one. For example, in the UK credit cards give "section 75" protection which means it's often better to use a credit card than a debit one. https://www.moneysavingexpert.com/reclaim/section75-protect-your-purchases/ https://www.moneysavingexpert.com/reclaim/section75-protect-...