Yes, and the last part is why I'm more interested in passing an inheritance to my kids than I am with doing anything with the money myself. The money my parents

Yes, and the last part is why I'm more interested in passing an inheritance to my kids than I am with doing anything with the money myself. The money my parents left me largely paid for my kids' college education. I haven't really spent it on anything else; I have everything I really need, and feel like "paying forward" is the best thing I can do with it.