You can spend a minute to think about it though; I know too many people who were going to really enjoy themselves after getting their pension only to find out t

You can spend a minute to think about it though; I know too many people who were going to really enjoy themselves after getting their pension only to find out they actually hate not working or that they in fact hate their hobbies (fishing might be nice 1 hour a month when you are relaxing from work, but suddenly having 16 hours 7 days a week to fish drives many insane) (and so wasting 10+ years being angry, depressed and searching) or dying too quickly after. It is strange how people who never 'had a little house in Spain (or whatever) in that pitoresk village' plan their entire life to that that point thinking it is nirvana while they could have done that all along. I know millionaire managers/directors of my age (around 50) say this for the past 20+ years and when I ask why they do not do it now because a) you might not like it b) you might not make it, they seem to find many excuses, some of which are even money related (and they have millions now).