Which is why I think having transparency as a non-negotiable feature of the protocol is bad and calling it "privacy" is very misleading. I edited my comment ab

Which is why I think having transparency as a non-negotiable feature of the protocol is bad and calling it "privacy" is very misleading. I edited my comment above to suggest a configurable level of disclosure which the sender & recipient can enforce, so that way the same protocol can support both traceable and anonymous payments depending on the desired use-case and local laws.