As a non-enthusiast I agree with your points. I’ve heard a lot about cryptocurrencies since 2010 and I’ve never had a need to use them. Paying for goods or ser

As a non-enthusiast I agree with your points. I’ve heard a lot about cryptocurrencies since 2010 and I’ve never had a need to use them. Paying for goods or services on a black market might be a valid use case, but I, like vast majority of people, have never needed to do that. Smart contracts sound like an interesting concept, but again, I don’t really have anything in my life that could use them in the foreseeable future.