Here in Norway a service called "Vipps" is pretty much the standard now. No fees for transfers under 5000 NOK or something like that...around $600. It's pretty

Here in Norway a service called "Vipps" is pretty much the standard now. No fees for transfers under 5000 NOK or something like that...around $600. It's pretty much instant. I think most countries have solved this problem by now - i.e instant transfer through apps. Seems like every country has their own service. Would be nice to get some larger unified version - that'd be cool.