3 ms·If the value increases the owner should be able to tap into that equity by doing a cash-out refinance.by linuxdude314 5y agoIf the value increases the owner should be able to tap into that equity by doing a cash-out refinance.halpert 5y agoOr just selling their home.lazide 5y agoNot if they don't have income. They could do a reverse mortgage, but a lot of people are adverse to those for their own reasons.