<24h is still painful. When I need to send a friend cash, it’s typically because they need it now for whatever circumstance they’re in. I wouldn’t even mind pay

<24h is still painful. When I need to send a friend cash, it’s typically because they need it now for whatever circumstance they’re in. I wouldn’t even mind paying an increased fee for it to be instant, hell I already get charged a fee if it’s Paypal. My bank has no effective method for me to initiate a transfer to another account in any rapid fashion that is not my own account. Even to send to an account at the same bank both parties must be on the phone with the bank at the same time. I get more value out of using Cashapp as a bank by setting up my direct deposit to go to Cashapp. Most banks I use just outright suck, and I am tired of how much they tie any activity to my own physical existence. It has only ever been a barrier to my own productivity.