3 ms·
> Right but if you only consider those that are covered by health insurance then overall health quality is top notch. That is debatable. I have the top-tier pl
by jjav 5y ago
> Right but if you only consider those that are covered by health insurance then overall health quality is top notch.
That is debatable. I have the top-tier plan my employes makes available (blue shield platinum). It's $2500/month.
That still doesn't guarantee anything, if the insurance company doesn't feel like paying it because it cuts into their profit margin too much.
Right now I've been prescribed some medicine I need to heal some damage and I can't get it because insurance company says "too expensive, we don't feel like paying for it, sucks to be you".
(Wrapped in many pages of legalese, not those exact words.)
> In the US system you have the luxury of choosing your providers and having your insurance cover things
Well no, not really. If you mean chose between gold and platinum levels offered by employer, ok, but that's the extent of the choice.
I'd like to choose an insurance company that gives me the medicines my doctor prescribes me. But no, I have no such choice available.
- likeabbas 5y agoI 100% agree the US system isn’t that great. I don’t like that your health care choices are tied to your employer. Ideally we should just have an open private insurance market where you shop for whatever insurance you want and your employer pays some part of it or reimburses somehow. Imo this would drive competitiveness amongst private insurers the best and give everyone their best plan. With that said, I prefer private insurance over single payer because I’ve had good experiences with my insurers so far. I am one of the lucky ones though