Here is the breakdown from this article for 2020: https://www.census.gov/library/publications/2021/demo/p60-274.html https://www.census.gov/library/publications

Here is the breakdown from this article for 2020: https://www.census.gov/library/publications/2021/demo/p60-274.html https://www.census.gov/library/publications/2021/demo/p60-27... 8.6% are uninsured Of the insured: - 54.4% of the ensured on employer based insurance - 10.5% purchase theirs directly - the rest get theirs from one government program to the other (Medicare 18.4%, Medicaid 17.8%, TRICARE 2.8%, and VA and the like 0.9%) So your comment only covers less than 10.5% of people at the moment... a little more than the number of people who have no health coverage (a good portion not out of real choice). And that does not even cover how horribly this sort of market functions: you never know how good or bad your coverage actually is until you go to use it for a particular problem, and then you don't really know that until it is over and you are maybe bankrupt. Health insurance is the worst place to try and use market forces to regulate it... well maybe after military, fire, and police...