I try NOT to use any service that uses SMS OTP. Paypal for example require that you use an SMS OTP which is good for security, but bad generally since SMS one-t

I try NOT to use any service that uses SMS OTP. Paypal for example require that you use an SMS OTP which is good for security, but bad generally since SMS one-time-codes can be intercepted. And if your phone number got into the wrong hands, your accounts are trivial to take over.