2 ms·

A few things to keep in mind/think about... - Employer-sponsored healthcare is aggressively anti-entrepreneurial and any universal program would be a massive b

A few things to keep in mind/think about... - Employer-sponsored healthcare is aggressively anti-entrepreneurial and any universal program would be a massive boon to independent workers and those who own or want to start their own business. - In addition to the $400-$600 us and/or our employer pay every month (for one person), we also have to pay for copays, coinsurance, deductibles and so on. I'd hope that under any universal system these would all disappear. And no more HSAs and other unnecessarily complicated programs we've designed to deal with our bizarre system. - CA already has a variety of healthcare systems that are universal for those who qualify and are very expensive. I'm curious how these might operate under a statewide universal system, especially fully federal programs like the VA. - More than anything, I'd love to leave behind our byzantine and unpredictable system of trying to determine which providers accept our insurance (goodbye "networks") and how much a given treatment will actually cost us. Even as a person who does not often need medical care, I've still encountered many unexpected bills, in some cases despite direct assurances from the provider and/or insurer that I would not have to pay. Then comes the appeals... another absurd aspect of out system we could leave in the dustbin of history.

jjav 5y ago
> Employer-sponsored healthcare is aggressively anti-entrepreneurial and any universal program would be a massive boon to independent workers and those who own or want to start their own business. Can't emphasize this too much. I'd rather start a small startup of my own, but the only thing that always keeps me away is health insurance in the US. I have enough savings that I could afford to pay all my expenses for many years so I'd be comfortable with no revenue for a long time. Except for health insurance, which currently is $2500/month through company group plan, surely even more expensive for a new tiny startup. Can't do it. I guess I need to wait until I qualify for medicare to try my hand at my own startup.
- standardUser 5y ago
  And god forbid a person has actual health issues, which is not uncommon for people in their 40's and 50's, a time when a lot of people first have the savings and/or experience to start their own business.

jjav 5y ago

> Employer-sponsored healthcare is aggressively anti-entrepreneurial and any universal program would be a massive boon to independent workers and those who own or want to start their own business. Can't emphasize this too much. I'd rather start a small startup of my own, but the only thing that always keeps me away is health insurance in the US. I have enough savings that I could afford to pay all my expenses for many years so I'd be comfortable with no revenue for a long time. Except for health insurance, which currently is $2500/month through company group plan, surely even more expensive for a new tiny startup. Can't do it. I guess I need to wait until I qualify for medicare to try my hand at my own startup.

standardUser 5y ago
And god forbid a person has actual health issues, which is not uncommon for people in their 40's and 50's, a time when a lot of people first have the savings and/or experience to start their own business.