You mean like when ethereum split to reverse a transaction some of the devs didn't agree with? Or how huge Bitcoin mining operations basically decide what chain

You mean like when ethereum split to reverse a transaction some of the devs didn't agree with? Or how huge Bitcoin mining operations basically decide what chain to work on, with no accountability to anyone who "owns" Bitcoin? Name any other shitcoin and I'll tell you why it's a scam. Blockchain and associated tech solve no real business problems that aren't better solved by other means. Einstein was offered the role of president of Israel but declined because he knew he was not qualified to lead a country. The devs working on crypto may be technical geniuses, Satoshi included, but that has no bearing on whether they have any understanding of economics.