Really? No, I don't know... To me the order is clear: > Pay it but cut spending on other expenses > Pay the costs from your savings > Borrow from family or fri

Really? No, I don't know... To me the order is clear: > Pay it but cut spending on other expenses > Pay the costs from your savings > Borrow from family or friends > Charge to credit card and pay over time > Take a personal loan If that particular month I got that kind of scratch then I would definitely allocate it to cover the expense, second best and most likely, savings... Family and friend if I must, luckily I do have a few names on the 'hey, can I borrow a few G's' list... Credit card and loan are definitely bottom of the list... I finished paying a 7 grand credit debt a few years ago and decided to call it quits with it. Since then I've been trying to save and now (mid-thirties) I can finally feel at ease with some savings... I'm terrible with money btw.